Insurance for Mental Health Care
Are you or someone you care about facing mental health challenges? We’re here to help you understand your options. Our team can guide you through the verification and a pre-assessment to determine if you qualify for our care and the most suitable treatment level for your needs. Insurance comes in two main types: private (typically through employers) and public (government-provided). Both can cover part or all of your inpatient treatment costs. At Skylight, we offer both addiction and mental health treatment.
Private Insurance
This type of coverage plan is funded by an employer, individual, or both.
Public Insurance
These policies receive funding from local, state, or federal government sources.
Verify Your Insurance
We accept most major insurance plans at our facilities. Please complete the form below to have your benefits checked. Once completed an admissions representative will call you to complete a pre-assessment.
By submitting this form, I agree to be contacted by Skylight Recovery Network at the phone number provided above, including my wireless numbers if provided. We won’t sell your information and will treat your information in accordance with our privacy policy.
Coverage for Mental Health and Addiction Treatment
Mental health conditions deserve the same serious attention as physical ailments. Without proper treatment, an individual’s well-being and quality of life can deteriorate. Providers of plans must offer benefits for behavioral and mental health treatments, just as they would for a broken bone or heart medication. Having mental health coverage can significantly reduce or eliminate the costs associated with inpatient care, making it invaluable for those struggling with mental health disorders.
If you’re unsure about your policy’s mental health benefits, reach out to our admissions team. We’ll verify your coverage and help determine the best care options for you.
Private Health Insurance
Employer-provided plans fall under this category of private insurance. While generally more expensive than public plans, private plans often offer a wider range of treatment options. As a result, many individuals prefer them for their flexibility.
Private insurance typically involves plans paid for by individuals, employers, or a combination of both. For instance, if you see health insurance deductions on your paycheck, you likely have private insurance with your employer contributing a portion. Well-known providers, such as Cigna, Aetna, Blue Cross Blue Shield, Humana, and United Healthcare, offer various plans tailored to different states. Therefore, you can find a plan that suits your specific needs and location.
One of the major benefits of private insurance is the substantial coverage of treatment costs by the provider, which can significantly reduce upfront expenses for patients. Depending on your deductible, you may end up paying very little for high-quality care, making treatment more accessible.
Additionally, private insurance provides access to various specialized mental health treatment options. These include programs tailored to specific genders and age groups. Furthermore, care levels range from inpatient or residential, where you stay at the facility, to outpatient care, where you live at home while receiving treatment. Programs also differ in their amenity offerings, giving you more options to choose from.
Public Health Insurance
Public insurance is particularly valuable for individuals with severe mental health disorders, as these conditions often make holding a job difficult. Therefore, state insurance plans, such as Medicaid or those offered through the Marketplace, become essential in making mental health treatment both affordable and accessible.
Moreover, most government programs come with specific income requirements and guidelines. Consequently, if you’re planning to get insurance for substance use disorder treatment, it’s crucial to first check with the rehab facility. Doing so will help you understand which public insurance plans they accept, ensuring that you enroll in the appropriate plan.
For those who may not have coverage, there are still options available. Many nonprofit drug rehab facilities exist, often funded through a combination of community donations, government grants, church efforts, and specialized nonprofit programs. These can provide a vital safety net for those in need of affordable care.
In order to find the right insurance plan for any type of substance use treatment center, it’s essential to contact your health insurance provider directly. At Skylight Recovery Center, we offer extensive knowledge about national drug rehab programs and insurance plan listings. By calling us at 1-888-926-3121, we can guide you in the right direction, helping you find a plan that suits your needs.
Remember, seeking help is a powerful sign of strength. Don’t let concerns about insurance stand in the way of the care you deserve. We’re here to assist you as you navigate this journey toward better mental health and recovery. Your well-being is our priority, and we’re committed to finding the best treatment options for you.
